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Swarnalatha, president of an NGO in Amalapuram in East Godavari district, said her organisation was working for the welfare of destitute women, deserted women and women in distress in general.

She complained that “loans meant for Scheduled Castes and Scheduled Tribes are being cornered by the upper castes.”3334-shield-settings

B Koteswara Rao, who runs a dal mill at Chodavaram in Visakhapatnam district, said that he had been making attempts for the past three years to secure a loan of 3 ₹lakh from the SBH, but to no avail. A Mahesh, research scholar
in Andhra University, said he had made several attempts in vain to secure loans for a venture and to employ himself gainfully.